Cookie Policy - Draft for Legal Approval

COOKIE POLICY
Draft for legal review - update this inventory whenever scripts or providers change.
Version 1.1

1. WHAT COOKIES ARE
Cookies are small files stored by your browser. We use essential cookies required for security, sessions, language preferences and account functions.

2. ESSENTIAL COOKIES
Essential cookies may be set without optional consent where permitted because the service cannot operate securely without them. They include session, CSRF and security/consent-preference cookies. They are not used for advertising.

3. OPTIONAL COOKIES
Analytics and marketing cookies are disabled by default. They may be enabled only after you choose Accept optional cookies. This application currently does not activate optional analytics or marketing scripts unless the institution adds and documents them.

4. CHANGING YOUR CHOICE
Use the cookie settings control on the website or clear site cookies in your browser. Withdrawing optional consent does not affect earlier lawful processing and does not disable essential security cookies.

5. THIRD PARTIES
If we add analytics, chat, video, payment or advertising providers that place cookies or similar technologies, we will record their name, purpose, duration, data destination and consent category in the processor/cookie register.

6. CONTACT
For questions about cookies or privacy, contact [PRIVACY EMAIL]. See the Privacy Policy for data rights and retention details.